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Daliva

Hala

هلا

hala.com

Saudi SME payments platform combining a business IBAN account with POS terminals, Android tap-to-pay and an online payment gateway, with sales settled instantly into the Hala account.

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At a glance

  • No commercial register needed
  • Pays out cards within 2 days
  • Accepts merchants with a Freelance document
  • Accepts mada

Summarised from the facts below. Not paid for.

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Fees

Fees
ItemValueSource
Setup feeFree24 Oct 2026
Monthly feeFree24 Oct 2026
Local card fee (%)2.5%24 Oct 2026
Local card fixed fee per transactionSAR 124 Oct 2026
International card fee (%)2.5%24 Oct 2026
International card fixed feeSAR 124 Oct 2026
mada fee (%)1%24 Oct 2026

Getting paid

Getting paid
ItemValueSource
Settlement time – cardsSame day24 Oct 2026
Settlement time – madaSame day24 Oct 2026
Payout frequencyOn request24 Oct 2026

Payment methods

Payment methods
ItemValueSource
Payment methodsmada, Visa / Mastercard, Apple Pay, STC Pay, Amex, Google Pay

Requirements

Requirements
ItemValueSource
Commercial register requiredNo
Freelancers acceptedYes
Bank account requirementsHala IBAN business account is opened as part of onboarding; settlements go to it

Product

Product
ItemValueSource
Recurring billingYes
Card tokenizationYes
POS terminalsYes
SoftPOS (tap on phone)Yes

Not published: Payment links

Developers

Developers
ItemValueSource
REST APIYes
iOS SDKYes
Android SDKYes
Web SDK / hosted checkoutYes
Flutter SDKYes
React Native SDKYes

Licences and compliance

Licences and compliance
ItemValueSource
Regulator licenseSAMA - Electronic Money Institution (EMI)
PCI DSS levelPCI-DSS compliant (level not stated); built with partner gateways
3-D SecureYes

Support

Support
ItemValueSource
Arabic supportYes
Support channelsPhone, Email
Support hours24/7