PayTabs vs XPay
| PayTabsGood for freelancers and stores that need wallets | XPayGood for freelancers and social sellers | |
|---|---|---|
| Fees | ||
| Setup fee | Free | Free |
| Monthly fee | EGP 0–1,000 | Free |
| Local card fee (%) | 2.5%–2.7% | 2.5% |
| Local card fixed fee per transaction | EGP 2–3 | EGP 2.5 |
| International card fee (%) | Not published | 2.75% |
| International card fixed fee | Not published | EGP 2.5 |
| Refund fee | Not published | Free |
| Custom pricing available | Yes | Yes |
| Getting paid | ||
| Settlement time – cards | 2 days | Not published |
| Minimum payout | USD 300 | Not published |
| Payout currency | EGP | EGP |
| Payout frequency | Weekly | Not published |
| Payment methods | ||
| Payment methods | Visa / Mastercard, Amex, Meeza, Mobile wallets, valU, Forsa, Halan, Souhoola, Aman reference, Bank installments, Apple Pay | Visa / Mastercard, Fawry reference, valU, Apple Pay |
| Requirements | ||
| Commercial register required | Yes | No |
| Tax card required | Yes | No |
| Freelancers accepted | Yes | Yes |
| Bank account requirements | Bank account statement or proof of bank account (all Egypt business types) | Payout destination: bank account (holder name, bank, account number, IBAN, SWIFT/BIC) or a Visa/Mastercard/Amex card |
| Product | ||
| Payment links | Yes | Yes |
| Invoices | Yes | Not published |
| Recurring billing | Yes | No |
| SoftPOS (tap on phone) | Yes | Not published |
| Multi-currency | Yes | Yes |
| Online store builder | Yes | Not published |
| Developers | ||
| REST API | Yes | Yes |
| Sandbox / test mode | Yes | Yes |
| iOS SDK | Yes | No |
| Android SDK | Yes | No |
| Web SDK / hosted checkout | Not published | Yes |
| Flutter SDK | Yes | Not published |
| React Native SDK | Yes | No |
| E-commerce plugins | WooCommerce, Magento, Shopify, OpenCart, PrestaShop | WooCommerce, Odoo |
| Webhooks | Not published | Yes |
| Licences and compliance | ||
| PCI DSS level | Not published | PCI DSS Level 1 (as stated by vendor); SOC 2 Type 2 |
| 3-D Secure | Yes | Yes |
| Support | ||
| Arabic support | Yes | Not published |
| Support channels | Not published | Email, WhatsApp |
| Request a quote | Request quote | Request quote |
Grey values were last checked more than 90 days ago. Not published means the provider does not publish it.
We don't pick an overall winner: the right choice depends on your business.