STC Bank (formerly stc pay)

stcbank.com.sa

Saudi digital bank (successor to the stc pay wallet) offering business accounts, card-acceptance POS terminals and an e-commerce payment gateway for merchants.

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At a glance

Accepts mada
Apple Pay
POS terminals for shops

Summarised from the facts below. Not paid for.

Fees

Fees
Item	Value	Source
Setup fee	Free	24 Oct 2026
Monthly fee	Free	24 Oct 2026

Not published: Local card fee (%), mada fee (%)

Getting paid

Getting paid
Item	Value	Source
Payout frequency	Daily	24 Oct 2026

Payment methods

Payment methods
Item	Value	Source
Payment methods	mada, Visa / Mastercard, Amex, Apple Pay

Requirements

Not published: Bank account requirements

Product

Product
Item	Value	Source
Recurring billing	Yes
POS terminals	Yes

Not published: Card tokenization

Developers

Developers
Item	Value	Source
REST API	Yes

Licences and compliance

Licences and compliance
Item	Value	Source
Regulator license	SAMA - Digital Bank (Banking Business)

Not published: 3-D Secure

Support

Support
Item	Value	Source
Support channels	Phone, Email
Support hours	24/7