lite vs PayTabs
lite
Good for stores that need mada and social sellers
PayTabs
Good for freelancers and stores that need mada
| liteGood for stores that need mada and social sellers | PayTabsGood for freelancers and stores that need mada | |
|---|---|---|
| Fees | ||
| Setup fee | Not published | SAR 999 |
| Monthly fee | Not published | SAR 49–199 |
| Local card fee (%) | On request | 2.25% |
| Local card fixed fee per transaction | Not published | SAR 1 |
| mada fee (%) | On request | 1% |
| Custom pricing available | Not published | Yes |
| Getting paid | ||
| Settlement time – cards | 1–2 days | Not published |
| Minimum payout | Not published | USD 300 |
| Payout frequency | Not published | Weekly |
| Payment methods | ||
| Payment methods | mada, Visa / Mastercard, Apple Pay, Google Pay | Visa / Mastercard, mada, Apple Pay, STC Pay, Tabby, Tamara, urpay, Amex, SADAD |
| Requirements | ||
| Freelancers accepted | Not published | Yes |
| Bank account requirements | No traditional bank account needed; funds can stay in the lite account or be transferred out | Not published |
| Typical approval time | 1–2 days | Not published |
| Restricted business types | Not published | Charity, gambling-promoting and certain financial websites/apps not supported (STC Pay onboarding page) |
| Product | ||
| Payment links | Yes | Yes |
| Invoices | Not published | Yes |
| Recurring billing | Not published | Yes |
| Card tokenization | Not published | Yes |
| Marketplace split payments | Not published | Yes |
| POS terminals | Yes | Not published |
| SoftPOS (tap on phone) | Not published | Yes |
| Developers | ||
| REST API | Yes | Yes |
| Sandbox / test mode | Yes | Not published |
| iOS SDK | Not published | Yes |
| Android SDK | Not published | Yes |
| E-commerce plugins | Not published | WooCommerce, Magento, Shopify, OpenCart, PrestaShop, Zid, Salla |
| Licences and compliance | ||
| Regulator license | SAMA - Electronic Money Institution (EMI) | Not published |
| PCI DSS level | Level 1 | Not published |
| Support | ||
| Arabic support | Yes | Yes |
| Support channels | Phone | Email, Support tickets |
| Request a quote | Request quote | Request quote |
Grey values were last checked more than 90 days ago. Not published means the provider does not publish it.
We don't pick an overall winner: the right choice depends on your business.