GoPay (Inclusive Financial Solutions)
جو باي
Saudi billing and collections platform from Inclusive Financial Solutions that lets businesses issue invoices and collect them through SADAD, with e-invoicing, split payouts and an API.
At a glance
- No commercial register needed
- Pays out cards within 2 days
- Accepts merchants with a Freelance document
Summarised from the facts below. Not paid for.
Fees
| Item | Value | Source |
|---|---|---|
| Setup fee | SAR 99–499 | 24 Oct 2026 |
| Monthly fee | Free | 24 Oct 2026 |
| Fee per transaction | SAR 12–16 | 23 Oct 2026 |
Getting paid
| Item | Value | Source |
|---|---|---|
| Settlement time – cards | 2 days | 24 Oct 2026 |
Payment methods
| Item | Value | Source |
|---|---|---|
| Payment methods | SADAD |
Requirements
| Item | Value | Source |
|---|---|---|
| Commercial register required | No | |
| Freelancers accepted | Yes |
Product
| Item | Value | Source |
|---|---|---|
| Invoices | Yes | |
| Recurring billing | Yes | |
| Marketplace split payments | Yes | |
| Payouts / disbursements | Yes |
Developers
| Item | Value | Source |
|---|---|---|
| REST API | Yes | |
| Sandbox / test mode | Yes |
Licences and compliance
| Item | Value | Source |
|---|---|---|
| Regulator license | SAMA - Payment Institution (PI); authorised SADAD biller intermediary |
Support
| Item | Value | Source |
|---|---|---|
| Arabic support | Yes | |
| Support channels | Phone, Email |