Daftar Cash vs OPay
Daftar Cash
Good for freelancers and stores that need wallets
OPay
Good for stores that need wallets and social sellers
| Daftar CashGood for freelancers and stores that need wallets | OPayGood for stores that need wallets and social sellers | |
|---|---|---|
| Fees | ||
| Setup fee | Not published | Free |
| Monthly fee | EGP 300–1,200 | Free |
| Annual fee | EGP 2,400–9,600 | Not published |
| Local card fee (%) | Not published | 2.25% |
| Local card fixed fee per transaction | Not published | EGP 2 |
| Mobile wallet fee (%) | 0% | Not published |
| Mobile wallet fixed fee | Free | Not published |
| InstaPay fee (%) | 0% | Not published |
| Custom pricing available | Not published | Yes |
| Getting paid | ||
| Settlement time – wallets | Same day | Not published |
| Payout currency | EGP | Not published |
| Payment methods | ||
| Payment methods | Mobile wallets, InstaPay | Visa / Mastercard, Meeza, Mobile wallets, Fawry reference, valU, Bank installments |
| Requirements | ||
| Commercial register required | No | Not published |
| Tax card required | No | Not published |
| Freelancers accepted | Yes | Not published |
| Bank account requirements | Merchant's own Egyptian mobile wallet and/or InstaPay account; Android phone holding the wallet SIM, logged into the Daftar Cash app | Not published |
| Typical approval time | Same day | Not published |
| Product | ||
| Payment links | Yes | Yes |
| Invoices | Yes | Yes |
| Recurring billing | Not published | Yes |
| Card tokenization | No | Yes |
| Payouts / disbursements | Not published | Yes |
| POS terminals | Not published | Yes |
| Developers | ||
| REST API | Yes | Yes |
| Sandbox / test mode | Yes | Yes |
| iOS SDK | Not published | Yes |
| Android SDK | Not published | Yes |
| Flutter SDK | Not published | Yes |
| React Native SDK | Not published | Yes |
| E-commerce plugins | WooCommerce | WooCommerce |
| Webhooks | Yes | Yes |
| Licences and compliance | ||
| Regulator license | Not published | CBE approval to issue prepaid cards (2022); card acceptance via Banque Misr and NBE partnerships |
| PCI DSS level | Not published | PCI DSS Level 1 (as stated by vendor) |
| 3-D Secure | Not published | Yes |
| Support | ||
| Arabic support | Yes | Yes |
| Support channels | Email, Phone, WhatsApp | Email, Phone |
| Support hours | Not published | 24/7 (as stated) |
| Request a quote | Request quote | Request quote |
Grey values were last checked more than 90 days ago. Not published means the provider does not publish it.
We don't pick an overall winner: the right choice depends on your business.